About Us
At the forefront of the Philippine payment landscape, The Philippine Payments Management, Inc. stands as a self-governing regulatory authority driven by industry insiders.
Duly recognized by the Bangko Sentral ng Pilipinas as the country’s Payment System Management Body, PPMI bridges gaps, provides solutions, and enables financial futures because we believe that everyone deserves the opportunity to thrive in the digital economy.
Latest News & Updates
At the forefront of the Philippine payment landscape, The Philippine Payments Management, Inc. stands as a self-governing regulatory authority driven by industry insiders.
Duly recognized by the Bangko Sentral ng Pilipinas as the country’s Payment System Management Body, PPMI bridges gaps, provides solutions, and enables financial futures because we believe that everyone deserves the opportunity to thrive in the digital economy.
InstaPay Hits 1 Billion Transactions in 2024
Milestone Alert: InstaPay has surpassed 1 billion transactions this year, totaling over P5.3 trillion in value—marking a major leap in digital payments adoption in the Philippines.
Digital Payment Use Cases
Elevate Your Financial Journey with PPMI
Empowering Digital Finance for Every Filipino
PPMI champions safe, efficient, and inclusive digital payment systems by enabling practical use cases that transform the way Filipinos move money.
Driving Seamless Electronic Payments Across Financial Institutions
Milestone Alert: InstaPay has surpassed 1 billion transactions this year, totaling over P5.3 trillion in value—marking a major leap in digital payments adoption in the Philippines.
The Philippine Payments Management, Inc. (PPMI) plays a vital role in the development and implementation of various electronic payment systems that enable smooth and secure transactions among financial institutions.
PPMI oversees two key Automated Clearing Houses (ACHs):
PESONet – a batch electronic fund transfer service for high-value transactions
InstaPay – a real-time, low-value electronic fund transfer service
These systems are made possible through close collaboration with member institutions, including banks and non-bank electronic money issuers. By working together, these members enable fast, convenient, and interoperable payments across institutions—contributing to a more inclusive and efficient payment ecosystem in the Philippines.
Explore Use Cases
Our Member Institutions
Driving Digital Finance Forward
At Philippine Payments Management Inc. (PPMI), our growing network of 161 Member Institutions—including leading banks, non-bank EMIs, and forward-thinking financial entities—drives the evolution of the Philippines' payment systems.
These institutions work together to power financial innovation, enhance efficiency, and expand access to secure digital payments nationwide. Their collective efforts are shaping a future-ready, inclusive, and interoperable financial ecosystem for all Filipinos.
Be A Member
Be part of the future as our Member Institutions pave the way towards a digitally empowered Philippines, where every transaction is simple, secure, and swift.
1
Fill out the PPMI Application Form.
2
Undergo an initial screening to determine eligibility.
3
Once qualified, submit necessary supporting documents.
4
PPMI will thoroughly review your documents and recommend approval to the PPMI Board.
5
The PPMI Board will grant approval for the membership application of the BSFI.
6
PPMI will promptly notify BSFI of approval status.
